Posts By: Karl Low

Angela Pappas

Angela loves learning and discussing personal finances and money. Not in the greedy sense, but in constant pursuit of financial peace. Financial freedom if you will. Her passion for this started in her early 30s, when she started paying for younger years’ financial mistakes. She’s now spent nearly a decade trying to learn how to correct those mistakes and, at the same time, has learnt to love the process. While she still has a long way to go to get to financial freedom, she hopes that by writing about her journey she keeps the momentum going, and, hopefully, also inspires others towards financial independence.

The Struggling Student Rants—Setting Up Shop

Nearly two years of this pandemic have come and gone and, despite what anyone says (expert or not), no one knows with certainty when this will eventually end. What we do know is that everyone’s finances have been affected—whether due to last year’s mass layoffs, supply chain disruptions, or rising inflation rates—no one has been… Read more »

The Struggling Student Rants—When the Going Gets Tough

I started working on a different piece for this issue of the Struggling Student Rants.  However, someone said something to me a few days ago which got under my skin. I recently found myself exploring career options at 40 and, while discussing my options with someone, they told me to go deliver pizzas.  This got… Read more »

The Struggling Student Rants—Getting Past the 2%

Wiser words have never been spoken.  Well, perhaps they have, but not as far as going for the gold is concerned.  As Jen Sincero says, “if you’re ready to make more money, you can … even the I’m-a-buy-everyone-I-love-a-house-and-a-golden-tooth kind of money” (2017, 0:43).  It all comes down to mindset and, well, cojones.  While I hate… Read more »

The Struggling Student Rants

I recently listened to a podcast episode between Adam Grant, an organizational psychologist, and Malcolm Gladwell, a Canadian journalist and author.  Adam and Malcolm both have a knack for calling each other out, as well as calling a spade a spade.  This wasn’t their first podcast rodeo, however, what stuck with me in this episode… Read more »

The Struggling Student Rants—The Matrix Resolutions

Every year, on December 31st, most of the planet celebrates a full spin around the sun.  Nothing new about that.  We also commemorate this full circle by making bold statements, both to ourselves and others.  You can bet your bottom that this year we’ll all quit smoking, lose the thirty pounds, walk out on the… Read more »

The Struggling Student Rants—Mid-COVID Money Woes

I don’t do sappy.  However, the world around us has changed.  Everyone seems isolated—more so than before—and I feel like the majority of the planet has no grip on reality.  We all scroll through hundreds of social media posts, from real and imaginary friends, claiming if anyone needs to talk they should reach out.  But… Read more »

The Struggling Student Rants—Your Wallet vs. You

Holiday Stress-Shopping It’s no secret: being an adult equals stress.  Some adults are more stressed than others, some handle it better than others, and some prefer to pretend they’re Peter Pan and hope for the best.  Then, once a year, you have your “festive stress” to add to the list.  Whether you celebrate Hanukkah, Christmas,… Read more »