Posts By: Karl Low

Angela Pappas

Angela loves learning and discussing personal finances and money. Not in the greedy sense, but in constant pursuit of financial peace. Financial freedom if you will. Her passion for this started in her early 30s, when she started paying for younger years’ financial mistakes. She’s now spent nearly a decade trying to learn how to correct those mistakes and, at the same time, has learnt to love the process. While she still has a long way to go to get to financial freedom, she hopes that by writing about her journey she keeps the momentum going, and, hopefully, also inspires others towards financial independence.

The Struggling Student Rants—How to Manage a Household on a Budget

Remember your very first paycheque?  The one from that paper route you had in minus-thirty-degree weather?  Or from the babysitting gig for the neighbour’s little angels who turned into Damien when their parents walked out the door?  Did that paycheque come with “how-to” instructions?  Unlikely.  I know I blew my first paycheque getting pink fuzzy… Read more »

The Struggling Student Rants

The past few months, in the prairies and eastern Canada, it seems like Mother Nature is binge-watching Frozen and trying to imitate Elsa. I know it doesn’t seem like it right now, but spring is just around the corner, and will, hopefully, bring warmer days. There are those who say they prefer the winter season… Read more »

The Struggling Student Rants—Baby Steps

Many people, at the beginning of each year, set a resolution to get out of debt.  They resolve to sort out their finances in the new year and to control their wallet, and they may do great the first 2-3 days.  They track their spending, maybe even go so far as to make a budget,… Read more »

The Struggling Student Rants

“Money & Debt” is a touchy subject for a lot of people.  Some people just feel uncomfortable talking about money to strangers; others are confused about how money and finances work, and others just like to keep things private.  Hide their money under the mattress, if you will.  But it’s a topic I absolutely love… Read more »